What is Joe's primary concern when seeking advice from Miller?

In the context of the scenario involving Joe seeking advice from Miller, the most fitting primary concern that aligns with typical financial advisory situations is regarding how to invest a large sum of money. This concern indicates that Joe is likely at a point where he has access to funds that can be strategically invested to grow his wealth or secure his financial future.

When seeking investment advice, an individual is usually interested in understanding the best avenues for deploying their funds to yield favorable returns, considering factors such as risk tolerance, investment horizon, and market opportunities. This choice reflects a more proactive approach to wealth management, indicating Joe's intent to make informed decisions on how to allocate his financial resources effectively.

In contrast, concerns related to estate taxes, minimizing tax liabilities, or distributing inheritance are more about managing existing assets, tax obligations, or family wealth than about the strategic deployment of new funds for growth. While these are important aspects of financial planning, they may not represent Joe's primary focus when he is specifically looking for advice on a large sum of money.